When doing credit report, you do use Equifax or TransUnion and do you obtain the FICO score as well?
I pulled my own history using both Trans Union and Equifax and both credit report are the same.
Equifax has some details on ATB debts, but Trans union didn't. This about was the only difference. However, the score was totally different. The spread was about 100 FICO score apart.
So what good is the FICO score when doing tenant applications? I can't really say 600 is better than 650, or even 700, since my own score was 100 points apart. ...I'm wondering if the FICO score is a waste of money for tenancy applications.
Kir.
I pulled my own history using both Trans Union and Equifax and both credit report are the same.
Equifax has some details on ATB debts, but Trans union didn't. This about was the only difference. However, the score was totally different. The spread was about 100 FICO score apart.
So what good is the FICO score when doing tenant applications? I can't really say 600 is better than 650, or even 700, since my own score was 100 points apart. ...I'm wondering if the FICO score is a waste of money for tenancy applications.
Kir.