My wife recently applied for a car loan with the credit union we currently deal with (12k). We have 3 rental doors to our credit at this time. She has a full time job and I have been self employed for less than a year, I still had to sign the application to help with the debt servicing ratio's...

I am looking for some suggestions for reading material, I have most of the REIN books + Julie Broad's book and yes Thomas, I even have yours (good read btw). I really enjoyed the 51 success stories, they were motivating and inspiring but lacked the detail I am looking for. So that's what I want...

Over the past few weeks, while re-financing a rental property, the term "collateral charge mortgage" has come into play. It seems that these are becoming quite common. I can see the advantage of having one but I personally don't like the thought of having to pay extra ( for whatever reason) to...

I'm just gonna throw this out there. We are currently renewing a mortgage that comes due on dec 15th. The paperwork has already been with our broker for over a month. We have chosen a new broker based on an ad in their window (2.34% for 3 yrs fixed). You must qualify at the gov't rate to get...

A legal suite of ours has just become available. I am insisting that the next tenants provide their own insurance for their own belongings and that this be a part of the lease agreement. My wife thinks otherwise. This has been a bone of contention for a couple of years now. As a landlord, what...

The time has come for an appraisal on our home, complete with a 2 bdrm legal suite. We wish to re-finance and hopefully move on to the next one, we have no intention of selling. I called around to my mortgage broker, our lender and a couple of agents for a recommendation. The same name kept...

We are now in the process of renting out our new legal 2 bdrm basement suite. We had a young man look at it on Wed evening, he liked what he saw and took an application. He returned on Thurs evening with the application all filled out and a certified cheque for 1 months rent+damage deposit+pet...

My wife and I are currently in the process of renting out our first place. We have chosen an out of province couple who we feel meet our requirements. They are a younger professional couple. we have told them a month to month tenancy would be fine with us as their is more control for the...