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Recent content by JoefromTO

  1. J

    How to sell a property

    I`m looking for websites where I can list and sell a property privately. The property is in Malton, Ontario, Canada. What sites would you recommend? Are there any free-to-use websites? Thank you.
  2. J

    Bathroom fixes...

    QUOTE (mark186 @ Apr 7 2010, 03:53 PM) Are you looking at gettingthe tub covered or reglazed? I did a reno last year and the existing tub was 4` not the standard 5`. After looking around and finding that 4` tubs were exceeding expensive and determining from the layout of the washroom that that...
  3. J

    Bathroom fixes...

    QUOTE (REINteam @ Apr 7 2010, 12:29 PM) Hi Joe...definitely been a long time! The cost was very similar to what Monte quoted...and it was the same company - bathfitter. I don`t have the exact price she paid, but it was right in the $3000-$4000 mark, closer to $3000 if I remember correctly. So...
  4. J

    Bathroom fixes...

    QUOTE (REINteam @ Apr 6 2010, 01:43 PM) How goes it Joe?? My mother in law just did this, bath tub cover thing. Personally I thought the price was pretty hefty for what it was, but they ended up doing a great job and it looks 1000X better, very clean, in and out in a day. I can get back to you...
  5. J

    Bathroom fixes...

    I need to update one of my apartments. There are these companies who cover the existing tub. Has anyone had any experience with this wether this is a good or bad option? There doesn`t appear to be any mold issues, only lots of dirty grout and an old/ugly tub. Also, would you recommend a...
  6. J

    US money

    Good day, just a general question. What indicators do you look for to let you know if the US/Canadian exchange rate is going to improve or get worse in the next 3 months?
  7. J

    6 plex with residential rates...I was told it couldnt be done

    I also got my refinancing through RBC. They offered the best rate and payment options. I think they are really trying to be aggresive in attaining mortgage business. Ironically, up until I spoke with the mortgage broker at RBC, which came as a recommendation from a friend, I hated dealing with...
  8. J

    Home Line of Credit

    QUOTE (thomasbeyer2000 @ Oct 20 2009, 06:48 PM) True .. in theory .. rarely will banks do that .. so it is important to "use" the LOC once in a while. Say, the LOC is $100,000. Write a cheque once in a while for various amounts, say $22,000 .. then pay it back a few days later .. then $35,000...
  9. J

    Mortgage Option

    QUOTE (Millions @ Oct 18 2009, 03:39 AM) I always thought at the end of 5 years, when it comes time to renew, you just select a new rate and continue on...Do you actually have to re-qualify? Matt If the market is in a recession and the value of the property is less than the mortgage amount...
  10. J

    Mortgage Option

    QUOTE (Millions @ Oct 17 2009, 01:04 AM) haha, yes lots to think about...I always loved the notion of investing and learning all about it but maybe its just the market but its got me thinking a little differently lately. I bought a couple properties in 2007 and 2008. I put a total of 75K down...
  11. J

    Mortgage Option

    QUOTE (Millions @ Oct 15 2009, 10:32 PM) Are many investments a safe bet at 10%? I know many older boomers who invested in mutual funds and rrsp's and have lost everything....$100,000 or more some of them are out because if faulty investors throwing at real estate projects, stocks, etc... I...
  12. J

    Home Line of Credit

    QUOTE (paulrduchesne @ Oct 14 2009, 10:37 PM) Awesome. I`m beginning to understand. If I didn`t get my mortgage through the bank, but through a broker/lender, is this still possible? .. or does everything have to be through the bank? The money still comes from a bank. Brokers do alot of work...
  13. J

    Mortgage Option

    QUOTE (invst4profit @ Oct 14 2009, 07:00 PM) If you had a million dollars would you pay off a mortgage saving you 2,3,5% or would you invest it at 10, 15, 20% ? Let the tenants pay the mortgage for 30 years and make your money earn it`s keep invested at the highest return possible. Why be...
  14. J

    Home Line of Credit

    QUOTE (holymoly @ Oct 14 2009, 01:03 PM) That site says, about a LOC: "it can be up to 75% or even 80% of the value of your property, behind a mortgage." I`m a bit confused. Is this referring to the fact that you can get a secured LOC for up to that percentage of the value of your home? (I have...
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