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Recent content by AChrunik

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    Variable or Fixed

    QUOTE (invst4profit @ Feb 27 2010, 10:33 AM) Statistics are what they are and the statistics show variable is on the average lower regardless of any present snap shot in time. You appear to be approaching this topic from the perspective of one in the business of selling mortgages and from the...
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    Variable or Fixed

    QUOTE (ThomasBeyer @ Feb 26 2010, 11:02 PM) looking at the long term variable rates are ALWAYS ALWAYS cheaper .. on average !! Banks do not know either were rates will be in 2 or 4 years .. so they have to include a risk premium in fixed rates .. thus, ON AVERAGE, fixed rates are ALWAYS (!!!!)...
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    Variable or Fixed

    A 2% premium is just a short term outlook. Based on the fact that prime will rise and our fixed rates are the lowest that we will probably see for a long time...or we better hope...if not our economy is going into the toilet. Fixed rates are currently 3.89%-3.99% for most lenders so prime...
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    Variable vs Fixed Interest Rates

    Article from Globe and Mail Variable mortgages cheaper after rate cut LORI MCLEOD Globe and Mail update October 22, 2008 at 1:46 PM EDT Variable mortgages have become a bit cheaper after the Bank of Canada cut its key lending rate by a quarter of a percentage point on Tuesday...
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    REIN bookshelf

    The World Is Flat by Thomas Friedman
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    Who`s the best insurer for rentals?

    Jim Giles with PL&B Insurance Ph. 780-442-2905 e-mail: [email protected] (He uses Saskatchewan Mutual Insurance and they have been great for my props.)
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    Latest Benjamin Tal Article

    The ball’s in your court, Ben Interest rates on US$400 billion of adjustable rate subprime mortgages will reset upwards in 2008, threatening to exacerbate an already nasty-looking wave of defaults and foreclosures. With a Democratic Congress breathing hard down its neck, the White House on...
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    I need help finding a 40yr amort. on a rental property

    There are a number of lenders that offer 40 yr amortizations. Before submitting to a lender have your mortgage broker be aware of the rental guidelines on how many rentals they will allow. If you are planning to buy more than 4-5 properties this will be very important when moving ahead on your...
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    Re-establishing Credit

    One of the best ways to start the process of re-establishing your credit is to go and apply for a "secured" visa. This will be one of the 1st steps to improving your credit.
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